A PCI Self-Assessment Questionnaire (SAQ) is a guide for merchants and service providers to follow and ensure compliance to PCI DSS. The SAQ works as a checklist for organizations so they do not miss out on any security requirements applicable to their business. Depending on the payment processing methods, there are different SAQ that might apply to the organization. However, it is important to note that PCI SAQ applies to only those Service Providers and Merchants who store credit card data or process less than 300,000 payment card transactions annually.
Self-attesting compliance to PCI DSS through a PCI SAQ is what is expected from Service Providers who fall in this category. They need not go for an onsite audit or submit (ROC) Report on Compliance to their acquiring banks or payment brands. However, it is important to note that PCI SAQ is an annual activity to be performed by both Merchants and Service Providers. However, it is not as easy as it seems to be because performing a self-assessment requires the organization to define the scope for assessment and interpreting the outlined requirements. This is when professionals like us at VISTA InfoSec come into the picture to help clients with their SAQ PCI DSS Compliance. Our team makes your compliance process easy and hassle-free by guiding you through every stage of the process.