In today’s rapidly evolving digital payment landscape, software security is no longer just a best practice—it’s a necessity. The PCI Software Security Framework (PCI SSF) sets the global benchmark for safeguarding payment applications and ensuring they are developed with security at the core.
Whether you’re creating payment gateways, POS applications, or mobile payment apps, compliance with PCI SSF demonstrates that your software meets stringent security requirements. Beyond regulatory obligations, adopting PCI SSF builds trust with your clients, strengthens your reputation with acquirers and brands, and reduces the risk of costly breaches and compliance failures.
Since the retirement of PA-DSS in October 2022, PCI SSF has become the only accepted validation standard for payment software. This shift means that vendors who delay compliance could face significant barriers to market entry, losing opportunities to partner with merchants, processors, or service providers.
By undergoing PCI SSF validation—which involves code reviews, threat modeling, secure architecture design, and robust lifecycle management—you not only meet industry expectations but also gain a competitive edge in a crowded marketplace. For software vendors, this is not just about ticking a compliance box—it’s about future-proofing your business in an increasingly security-conscious world.
For a quick visual overview of PCI SSF and why it matters for payment software vendors, refer to the infographic below.
Narendra Sahoo (PCI QPA, PCI QSA, PCI SSF ASSESSOR, CISSP, CISA, CRISC, 27001 LA) is the Founder and Director of VISTA InfoSec, a global Information Security Consulting firm, based in the US, Singapore & India. Mr. Sahoo holds more than 25 years of experience in the IT Industry, with expertise in Information Risk Consulting, Assessment, & Compliance services. VISTA InfoSec specializes in Information Security audit, consulting and certification services which include GDPR, HIPAA, CCPA, NESA, MAS-TRM, PCI DSS Compliance & Audit, PCI PIN, SOC2 Compliance & Audit, PDPA, PDPB to name a few. The company has for years (since 2004) worked with organizations across the globe to address the Regulatory and Information Security challenges in their industry. VISTA InfoSec has been instrumental in helping top multinational companies achieve compliance and secure their IT infrastructure.
